Blogs

March 11, 2024

The Role of Technology in Cargo Transit Insurance

Here is a trivia: the Gulf of Aden stretches across 1,480 km.

But what does this mean to you in terms of cargo insurance? A cargo ship traveling at the highest speed (30 knots) will take, at best, 24.26 hours to cross the Gulf of Aden, the home to maritime pirates and turbulent waters.

Cargo Transit Insurance

No wonder having import-export insurance becomes crucial to protect your resources. However, technological advancement in maritime cargo insurance is anchoring against these risks to insure your cargo so that you at least are equipped to overcome any possible loss.

Let us dive into the details of the exact role of technology in protecting cargo.

How is Automation Adding Cargo Insurance Industry?

Protect your cargo with automated marine insurance in the following ways:

  1. Paperless Transactions
  2. Enhance Claims Management
  3. Quick Insurance Anytime
  4. Cybersecurity Challenges
  5. Error Free Execution

1. Paperless Transactions

Traditionally, marine cargo insurance was bought and applied via pen and paper. This made the whole process prolonged, cluttered and stressful. By digitalising the process of buying marine insurance; you eliminate the bane of endless paperwork.

This results in decluttering and speeding up the whole process for all parties involved, i.e. the forwarders, insurance company and insurance buyer. Secondly, with digital documentation in the goods transit insurance industry, stakeholders now can easily access and share necessary information, improving transparency and expediting insurance procedures.

  1. Enhance Claims Management

The new paradigm in import-export insurance technology is leading an efficient and eased-up claim management system. Insurers and agents now have an archive of all transit insurance issued under their profile.

Through automated systems, exporters/importers can have all documents regarding cargo insurance handy. This means reduced delays and prompt settlements. Other automated workflows assist in streamlining communication between all involved parties, facilitating faster resolution of claims and enhancing overall customer satisfaction.

3. Quick Insurance Anytime

Easing up accessibility, online cargo insurance portals help you protect your cargo anytime, anywhere and on any device.

All you need is to log into your account, fill in the required details and proceed to pay. And now you have marine insurance for your transit. Such technological enhancement enables real-time goods transit insurance assessment and issuance of policies, ensuring that businesses can secure coverage promptly to mitigate risks associated with transportation and logistics.

4. Cybersecurity Challenges

As the tides move towards digitalisation, the risks of data breaches and cybersecurity gain more concern.

With a robust system with sophisticated encryption, newer technology is counting these apprehensions. Data analysis, security alerts, and advanced mobile applications are a few changes on the list.

5. Error-Free Execution:

Traditional cargo transit insurance processes were prone to errors and discrepancies but with the online portals, and unified auto-fill features, Custom House Agents (CHA) reduce the risk of human error and facilitate a more accurate execution.

Secondly, as automated systems consistently adhere to predefined rules and parameters, ensuring precision and reliability in cargo transit operations shines upon your integrity as an agent.

Aapka Transit: Your Trusted Partner in Online Marine Cargo Insurance

At service 24/7 Aapka Transit anchors you against all ebb and flow of the maritime insurance. With a swift, error-free, and fully automated portal, Aapka Transit is mapping the digital landscape of the insurance industry.

Get insured instantly in 3 minutes, anywhere and anytime with our smart portal, made for easing insurance operations for Custome House Agents and insurers alike.

Protect your cargo and peace of mind when Aapka Transit is your insurance partner portal. Request a quote today!

Read More Articles: